We’re sure you’ve heard of pre pay and bill pay, but not everyone is aware of the inherent value of great SIM only plans. Luckily, we’ve got the lowdown on what SIM only entails here.

What is a SIM only plan?


A SIM only plan is almost a hybrid between bill pay and pre pay. While a SIM only plan will require you to submit your bank details for a direct debit, you only sign up to a 30-day contract.

A SIM only plan will generally also allow you to use more minutes, texts and data per month for less than a bill pay with a phone contract, as there is no phone cost included.

Sim Only Plans
 

Advantages of SIM only plans


There are plenty of benefits of choosing a SIM only plan, they include some of the following:
  • Short contract duration

Generally, SIM only plans are offered on 30-day contracts, meaning you only need to give 30 days’ notice to cancel your agreement. This is great if you are unsure of network coverage and want to test a network out before committing to a long-term contract with a handset.
 
  • No more topping up
If you’re on pre pay, we’re sure you’ve experienced the joy of hearing ‘you are out of credit’ just when you really need to call someone. With SIM only plans, there’s no more topping up – you are debited automatically and given a monthly allowance.
 
  • Better value
If you were to compare pre pay and SIM only plans, you would generally see a larger allocation of minutes, texts and data for SIM only plans. Often by spending less, you get much more for your money.
 
  • Less strings attached
If you are new to bill pay, SIM only plans are a great way to test the waters. You'll receive the benefits of bill pay without the long term contract. After four months, if you are happy with your network and would like a new phone, you can usually upgrade to a new plan with a new handset.
 

Disadvantages of SIM only plans


While we’d love to say there are no catches, there is one small one, which is that generally you’ll need your own phone. It’s pretty obvious, but SIM only plans are just that; just a SIM card. You’ll either need to have your own phone already, or you’ll need to purchase either a SIM free phone or one compatible with the network you are looking to join. However, occasionally you will find SIM only deals, like this one, which offer a reduced or even free phone when you sign up for a SIM only plan.
 

Is a SIM only plan for me?


SIM only plans can provide better value and convenience than pre pay to people over the age of 18. However, remember you’ll probably need to have an unlocked phone, a phone already on the network you’re looking to join or you’ll have to buy a phone compatible with your new network.